14 bucks a year for camera insurance! YES! I got a DEAL!

Discussion in 'Digital Cameras' started by Scotius, Jul 15, 2010.

  1. Scotius

    Scotius Guest

    I'm already a policy holder with All State, so maybe that's
    why, but I'm pretty happy with it...
     
    Scotius, Jul 15, 2010
    #1
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  2. Scotius

    ray Guest

    Yeah - hell of a deal. OTOH, I've gone my entire adult life without ever
    needing anything like that, so I've saved over $600.
     
    ray, Jul 15, 2010
    #2
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  3. Scotius

    Peter Guest


    You have illustrated the benefits of having a replacement value policy. The
    couple of bucks you paid was well worth it.
     
    Peter, Jul 18, 2010
    #3
  4. Scotius

    Peter Guest


    A bout five years ago I had an "interesting" conversation with an Allstate
    representative. One of their insured's drove his car into my living room.
    The representative wanted my version of the accident. I started by saying I
    as carefully and slowly driving my house, looking in both directions. It
    took several minutes before this idiot got my point. Oh! Yes I too had a
    replacement cost policy and I was fully reimbursed. I even received my
    deductible back.
     
    Peter, Jul 19, 2010
    #4
  5. Scotius

    tony cooper Guest

    That must be the same claims adjuster who asked my wife how fast she
    was driving when his client hit my wife's parked car in the mall
    parking lot. She was in the mall at the time. On foot.
     
    tony cooper, Jul 19, 2010
    #5
  6. Scotius

    Peter Guest


    Naw! He got a job in a drug store and kept asking for the date of birth and
    Social Security Number of my daughter's cat.
     
    Peter, Jul 20, 2010
    #6
  7. Scotius

    Scotius Guest

    My homeowners policy has a $1,000 deductible, and the camera
    was 469+ tax. With this policy specific to the camera, anything that
    happens to it when I'm out with it (and I shoot for a local magazine
    and do a LOT of shooting) is covered, so for me it's VERY worth it.
     
    Scotius, Jul 28, 2010
    #7
  8. Scotius

    Scotius Guest

    Exactly, except in my case the deductible is 1000 so I'd get
    zip if I claimed it on that.
    Plus, I do a LOT of shooting, since I shoot for a local
    magazine, so sooner or later at big events, there's a chance that
    something could happen to it, although I'm very careful and hope
    nothing does. Still, it's nice to have the peace of mind at 14 per
    year even if nothing ever does happen to it.
     
    Scotius, Jul 28, 2010
    #8
  9. Scotius

    Scotius Guest

    That reminds me of something I read after a search of "stupid
    court quotes", except the guy who said it wasn't kidding like you
    were.
    One of my favorites though was when a lawyer asked some guy
    "What gear were you in at the time of impact?", and he said "Gucci
    sweats and Reeboks".
     
    Scotius, Jul 28, 2010
    #9
  10. Scotius

    Scotius Guest

    Claims adjusters make their money by getting the people whose
    claims they adjust to drop the value of their claims. They get a
    percentage of it.
    It's a clear conflict of interest that should not be allowed
    to continue, but it does because it benefits the wealthy who own
    insurance companies, and who are crooks from the bottoms of their
    smelly little feet to the tops of their evil-thinking little heads.
     
    Scotius, Jul 28, 2010
    #10
  11. Scotius

    Scotius Guest

    Like the survey question Jay Leno got from his cable
    company.... "Are you a man or a woman" and the answer choices were
    "Yes" or "No".
    Well? Are you a man or a woman, yes or no?!?!?
     
    Scotius, Jul 28, 2010
    #11
  12. Scotius

    Peter Guest

    I confess! I may have contributed to that. Survey questions didn't always
    limit your answer.
    The question was sex? My answer: "Several times a week."
    If the question was married or single? My answer: "yes."
     
    Peter, Jul 29, 2010
    #12
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