Insurance

Discussion in 'Professional Video Production' started by Christopher R, Sep 3, 2003.

  1. I shoot mostly simple talking head shots in my clients offices and some B
    Roll. Any thoughts about this insurance.
    http://www.rvnuccio.com/ADJ028.pdf seems really cheap ( If I understand it
    correctly) at $125 for $1,000,000 in liability?
    http://www.rvnuccio.com/
    What are others buying?
     
    Christopher R, Sep 3, 2003
    #1
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  2. Christopher R

    Steve Guidry Guest

    I ran the numbers on a replacement for my policy, using the worksheet on the
    pdf. $200K gear, $10k "crime plus" X 3 videographers, and liability for 9
    videographers (my present one is unlimited.). I got $2250. That compares
    with my present insurance cost of $ 4301.
    Mine is up for renewal, next month, and I will investigate this closely,
    because that's enough of a difference to get my attention.

    On the surface, I am bothered by the fact that I'm not going to be the
    primary insured, and that I won't get a copy of the actual policy. Plus,
    I'll be at the mercy of the policy holder's willingness and advocating
    skills with the insurer, should a claim arise. This "associate member"
    relationship may also affect the ability/willingness and timeliness of the
    insurer to issue standard documents like additional insured certificates.

    I currently carry other special coverages like a documents and valuable
    papers/records rider, and business interruption coverage. I will ask about
    these, and report back here to the group.

    Steve
     
    Steve Guidry, Sep 4, 2003
    #2
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  3. Christopher R

    Kyle Guest

    We are looking at getting our first liability insurance policy as
    well...

    Also, what are you guys who do this full time doing about Health
    Insurance?

    Kyle
    www.lookmom.net
     
    Kyle, Sep 4, 2003
    #3
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