Does anyone have any experience using a MACK warranty? I am looking to purchase a Nikon D80 camera. Nikon has an extended service policy (2 years for approx depending on retailer) but they say it is not for sale in Virginia. I have also seen MACK warranties for 3 years for approx . It starts after the Nikon one year warranty ends. This seems fairly reasonable if they really provide the service. MACK warranties are sold by both Adorama and B&H so that gives me some confidence in them. I would prefer the direct Nikon warranty, but apparently I cannot buy it since I am in Virginia. I am not usually a fan of extended warranties, but this seems reasonable considering all the electronics and mechanical parts that could go wrong in a DSLR. Mel_J